With a job as an insurance agency’s account handler, you become responsible for managing client accounts. It is your job to advise on how to manage risks and you will offer insurance solutions to their risk problems. You will learn to work with clients and underwriters, hopefully maintaining good relations with both. You will put together risk submissions for presentation to the underwriters, negotiate terms with them, and present those terms to your clients. Your duties will have you checking over policies to make sure that they will perform, and handling mid-term alterations to your clients’ policies as well as processing any claims that they have.
From this position, you have the chance to move upward to account executive, with more duties and responsibilities as well as the pay to go with it. You would have the duty to visit the clients personally, as well as paying visits to prospective clients. You would be assessing the risks that the clients are exposed to and providing them with the best advice in dealing with those risks. You would do surveying as well as designing the insurance portfolios, negotiating with the underwriters, and issuing presentations and reports. You will also be working above account handlers, who will help you with your work load and perform the tasks that you assign.
If you are good with numbers, then there is an insurance job waiting for you, some of which even require a mathematics degree of all applicants. If you are better with people, then look for a job on the contact end of things at a major insurance company to expand your skills and move up the corporate ladder.
There are dozens of jobs available in the insurance sector from account handlers to actuaries to estimators and underwriters. You can search for a job as a loss adjuster or policy typist if that is what interests you. Some companies will even let graduates start as account executives if they have the proper degree.
When it comes time to search for your job after graduation, the list of insurance jobs is a hard one to beat. You are sure to find something (from sales to marketing to number crunching) that will suit your personal skill set and give you a jump start on your career.